I realize many homeowners in distress are initially skeptical of the quality of service they can receive at a housing agency that doesn't charge for providing assistance. These homeowners may feel like either dismissing this free counseling as ineffective- or even worse- enlisting the help of an individual or group that charges a fee for their "services." Housing counselors at HUD-certified agencies are salaried through federal and state grant funding. They are experts in their field that provide vital foreclosure prevention counseling to community members.
Data supports the importance of working with a HUD counselor! A key finding of a recent Urban Institute report was the fact that homeowners who received NFMC counseling had almost a 70 percent, or 1.7 times-
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